Rates Effective as of 2/5/2012


Certificates of Deposit
Account Type
Rate
APY*
CD - 3 Month CD
0.20%
0.20%
CD - 6 Month CD
0.30%
0.30%
CD - 12 Month CD
0.50%
0.50%
CD - 18 Month CD
0.55%
0.55%
CD - 24 Month CD
0.70%
0.70%
CD - 30 Month CD
0.80%
0.80%
CD - 36 Month CD
0.85%
0.85%
CD - 48 Month CD
1.05%
1.06%
CD - 60 Month CD
1.30%
1.31%
IRA - 18 Month IRA
0.55%
0.55%
*Annual Percentage Yield
Penalty for early withdrawal.



Member FDIC