Deposit Accounts

• Regular Checking Account
• Peoples Account For Customers 50 And Over
• Bonus Banking Account
• Bonus Banking - Additional Account
• Bonus Banking - Family Account
• Peoples Gold Account For Customers 50 And Over
• Peoples Platinum Account For Customers 50 And Over
• Electronic Transfer Account
• Commercial Checking Account
• ATM or Check Card

Interest Bearing Accounts

• Now Checking Account
• Hi-Fi Checking Account
• Senior Hi-Fi Checking Account
• Statement Savings Account
• Lit'l Peoples Savings Accounts
• Christmas Club Account
• Certificates of Deposit
• Individual Retirement Accounts

 

DEPOSIT ACCOUNTS

Regular Checking Account
Minimum Opening Deposit: $200.00

$500.00 and up	No Charge
$400.00 to 499.99	$2.00 per month
$300.00 to 399.99	$3.00 per month
$200.00 to 299.99	$4.00 per month
$100.00 to 199.99	$5.00 per month
$0.00 to 99.99	$6.00 per month

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Peoples Account For Customers 50 And Over
Minimum Opening Deposit: $200.00

• No Service Charge
• Free Personalized Checks

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Bonus Banking Account
Minimum Opening Deposit: $200.00

• $7.50 Monthly Membership Fee
• $10,000.00 Accidental Death Insurance
• Unlimited Checking Activity
• Free Personalized Checks, Money Orders and Traveler's Checks For One
• Hot-Line, Credit Card Bureau of America, Payment Card Protection
• Savers Club Discount Book
• Medical Emergency Data Card
• Sojourns" Magazine Subscription
• Discount on Safe Deposit Box

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Bonus Banking - Additional Account
Minimum Opening Deposit: $200.00

• $8.50 Monthly Membership Fee
• $20,000.00 Accidental Death Insurance*
• Plus All of the Bonus Banking Account Benefits

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Bonus Banking - Family Account
Minimum Opening Deposit: $200.00

• $9.50 Monthly Membership Fee
• $20,000.00 Accidental Death Insurance and Dismemberment Insurance* on Member(s) Plus $10,000.00 Coverage on Spouse(s). If no Spouse(s), coverage applies to Member(s). Plus $1,500.00 coverage on each Dependent Child Plus All of the Bonus Banking Account Benefits.

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Peoples Gold Account For Customers 50 And Over
Minimum Opening Deposit: $200.00

• Avoid $7.00 Monthly Service Charge By Maintaining $100.00 Minimum Daily Balance
• Unlimited Checking
• Free Personalized Checks
• Hot-Line, Credit Card Bureau of America, Payment Card Protection
• Travelers Advantage
• Savers Club Discount Book
• Sojourns" Magazine Subscription
• $100,000.00 Accidental Death Insurance
• Discount on Safe Deposit Box

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Peoples Platinum Account Customers 50 And Over
Minimum Opening Deposit: $200.00
No Minimum Balance

• $4.00 Monthly Membership Fee
• No Fees For Money Orders and Traveler's Checks For One
• Rx Advantage Prescription Drug Program
• Entertainment National Hotels
• Free Notary Service
• Shoppers Advantage
• $10,000 24-Hour Accidental Death* and Increased $150,000 Common Carrier Coverage
• Plus All of the Peoples Gold Benefits

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Electronic Transfer Account
For Federal Payment Direct Deposit Customers

• $3.00 Monthly Maintenance Fee
• No Check Writing Privileges Allowed

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Commercial Checking Account
Minimum Opening Deposit: $500.00

• Monthly Maintenance Fee: $7.50
• Deposited Item Fee: .04¢ per item
  (On us items not included)
• Withdrawal Fee: .10¢ per item
• The Earnings Credit Allowance at the NOW Rate on the Average Collected Balance, not to Exceed Service Charges

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ATM or Check Card

• $1.00 Monthly Fee
• Withdraw Cash From Accounts
• Deposit To Accounts
• Transfer Funds Between Accounts
• Obtain Balance

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INTEREST BEARING ACCOUNTS

NOW Checking Account

• Minimum Opening Deposit: $1,000.00
• Avoid $8.00 Monthly Service Charge by Maintaining $1,000.00 Minimum Average Daily Balance

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Hi-Fi Checking Account
Minimum Opening Balance: $2,500.00

• Avoid $8.00 Monthly Service Charge By Maintaining $2,500.00 Minimum Average Balance
• Limited to Six (6) Third Party Transactions and No more than three (3) by Check, Draft or Debit Card

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Senior Hi-Fi Checking Account
Minimum Opening Deposit: $10,000.00

• Avoid $8.00 Monthly Service Charge By Maintaining $10.000.00 Minimum Average Balance
• Limited to Six (6) Third Party Transactions and No more than three (3) by Check, Draft or Debit Card

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Statement Savings Account
Minimum Opening Deposit: $100.00

• No Service Charge If Average Balance Is $100.00
• $3.00 Per Quarter If Balance Falls Below $100.00
• Over 6 Withdrawals Per Quarter $1.00 Each

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Lit'l Peoples Savings Account
Minimum Opening Deposit: $2.50

• For Children 12 and Under
• $2.50 Minimum Average Balance in order to earn APY
• No Fees or Service Charges Until Age 18

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Christmas Club Account

• No Service Charge
• Checks Printed in October

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Certificates of Deposit
Minimum Opening Deposit: $1,000.00

• Contact Bank or Current Rate Information

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Individual Retirement Account
Minimum Opening Deposit: $1,000.00

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*Insurance products are: NOT A DEPOSIT NOT FDIC-INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK MAY GO DOWN IN VALUE

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