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Deposit Accounts

Interest Bearing Accounts

Regular Checking Account
Minimum Opening Deposit: $200.00

$500.00 and up

No Charge

$400.00 to 499.99 $2.00 per month
$300.00 to 399.99 $3.00 per month
$200.00 to 299.99 $4.00 per month
$100.00 to 199.99 $5.00 per month
$0.00 to 99.99 $6.00 per month
No Charge For Customers Over 60

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BC Club Account
Minimum Opening Deposit: $200.00

  • $7.50 Monthly Membership Fee
  • $15,000.00 Accidental Death Insurance*
  • Unlimited Checking Activity
  • Free Personalized Checks, Money Orders and Traveler’s Checks For One
  • Free Notary Service
  • Rx Advantage Prescription Drug Program
  • Hot-Line, Credit Card Bureau of America, Payment Card Protection
  • Savers Club Discount Book
  • Medical Emergency Data Card
  • “Sojourns” Magazine Subscription
  • Discount On Safe Deposit Box

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BC Horizon Checking Account
For Customers 50 and Over
Minimum Opening Deposit: $200.00

  • Avoid $7.00 monthly service charge by maintaining $100.00 minimum daily balance
  • Free Personalized Checks
  • Savers Club Discount Book
  • “Sojourns” Magazine Subscription
  • $100,000.00 Common Carrier Insurance
  • Hot-Line, Credit Card Bureau of America, Payment Card Protection
  • Discount On Safe Deposit Box

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BC Horizon Plus Checking Account
Minimum Opening Balance: $200.00

  • No Minimum Balance
  • $4.00 Monthly Membership Fee
  • $10,000 24-Hour Accidental Death and Dismemberment Insurance* and Increased $150,000 Common Carrier Coverage
  • Entertainment National Hotels
  • Rx Advantage Prescription Drug Program
  • Free Money Orders
  • Free Traveler’s Checks For One
  • Plus All of the Horizon Account Benefits

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Electronic Transfer Account
For Federal Payment Direct Deposit Customers

  • $3.00 Monthly Maintenance Fee
  • No Check Writing Privileges Allowed

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Commercial Checking Account
Minimum Opening Balance: $500.00

  • Monthly Maintenance Fee: $7.50
  • Deposited Item Fee: .04¢ per item
    (On Us Items Not Included)
  • Withdrawal Item Fee: .10¢ per item
  • The Earnings Credit Allowance at the NOW Rate on the Average Collected Balance, Not to Exceed Service Charges

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ATM or Check Card

  • $1.00 Monthly Fee
  • Withdraw Cash From Accounts
  • Deposit To Accounts
  • Transfer Funds Between Accounts
  • Obtain Balance

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INTEREST BEARING ACCOUNTS

NOW Checking Account
Minimum Opening Deposit: $1,000.00

  • Avoid $8.00 Monthly Service Charge By Maintaining $1,000.00 Minimum Daily Balance

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High Performance Account
Minimum Opening Deposit: $2,500.00

  • Avoid $8.00 Monthly Service Charge By Maintaining $2,500 Minimum Daily Balance
  • Limited to Six (6) Transactions and no more than three (3) Third Party Check, Draft or Debit Card
    $3.00 per item for each additional transaction

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Statement Savings Account
Minimum Opening Deposit: $100.00

  • No Service Charge If Balance Is $100.00 or Above All Quarter
  • $3.00 Per Quarter If Balance Falls Below $100.00
  • Over 6 Withdrawals Per Quarter = $1.00 each

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Kid Cents Savings Account
Minimum Opening Deposit: $2.50
For Children 12 and Under

  • $2.50 Minimum Balance in order to earn APY
  • No Fees or Service Charges Until Age 18

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Christmas Club Account

  • No Service Charge
  • Checks Printed 2nd Week in November

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Certificates of Deposit
Minimum Opening Deposit: $1,000.00

  • Contact Bank for Current Rate Information

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Individual Retirement Account
Minimum Investment: $25.00

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*Insurance products are:

  • NOT A DEPOSIT
  • NOT FDIC-INSURED
  • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
  • NOT GUARANTEED BY THE BANK
  • MAY GO DOWN IN VALUE

 

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